Banking
beyond expectations.
A powerful business
banking platform built for where you
are and where you’re going—with lower
fees, effortless
money movement, and access to working capital.
Bluevine is a financial technology company, not a
bank.
Bluevine deposits are FDIC-insured through
Coastal Community Bank,
Member FDIC, and our program
banks.
Join the largest small business banking platform in the U.S.1
-
10+years in business
-
750K+businesses helped2
-
$1.6B+on deposit
-
$16Bbusiness loans2
Everything you need
to run
your business.
Fully integrated business checking, lending, invoicing, and credit
card—easily accessible
from one powerful platform.
Business checking that
gets you more for your money.
Take advantage of advanced money movement
options, accounts payable automation, and live
support without waiting in line at the bank.
- 1.5% APY for eligible
customers3 with a
Standard plan or more with an upgraded
plan - No monthly fees, unlimited
transactions,4
and free standard ACH - FDIC insurance up to $3M5
Choose the business checking plan that’s right for you.
You could earn and save even more with
our upgraded Plus and Premier plans —
with up to 3.7% APY
and discounts on most Standard payment fees.6
Business financing to
fuel your growth.
Apply for a Bluevine Line of Credit up to
$250,000, or a business term loan up to $500,000 through our partners—all
from one application.7
- Competitive pricing and repayment terms
- Submit an application
without impacting
your credit score8 - Get a decision in as fast as 24 hours
Invoicing and payment
links that make it easy to
get paid.
Manage, track, and accept customer payments
directly in your Bluevine dashboard.
- Unlimited, free,
professional invoices with
your company logo - Simple, secure payment links
powered by
Stripe9 - Affordable, transparent
pricing for
processing credit cards and more
Business credit card with unlimited cash back
and
no annual fee.
Sync to your financial tools and build business
credit with consistent, on-time repayments.
- Unlimited 1.5% cash back on all business purchases10
- Advanced security and fraud protection
- Exclusive Mastercard perks and benefits11
Bank with confidence.
-
Two-factor authentication
Make sure only you and your trusted team
members can access your account. -
Data encryption
Keep your personal and business
information safe with advanced encryption. -
Text alerts
Get alerts to your phone if we notice any
suspicious activity or transactions.12
See why our customers
love Bluevine.
And why you will, too.
The connectivity made it worth it—the ability to quickly draw straight to my business checking account and make repayments directly from there. It’s seamless and I can see everything. I liked the ability to have it all in one place.”
Cayden Y.
Tech Leaf
Technology
Read the story
Every month, I get a notification that I met the interest requirements, so I know that as money is coming into my account, I’m also earning interest on it.”
Tara P.
TP & Co.
Professional services
Read the story
I searched far and wide to find an effective and simple business banking solution that met my business needs and I found that in Bluevine. Their integrations and no fee structure were selling points for me.”
Logan P.
LP Creative Media
Professional services
Read the story
Bluevine’s dashboard is clean and simple, with all the features I need. And I can manage my checking accounts and bills from one place.”
Michael T.
FoodDays
Food & Beverage
Read the story
Awards and recognition.
- Best SMB Checking AccountCNBC 2025
- Best
Banking Platform
for SMBsTearsheet 2023 - Power Partner AwardInc. Magazine 2023
- Best Free Small Business Checking AccountNerdwallet 2025
- America’s Best Startup EmployersForbes 2023
Ready to apply?
Want to learn more?
Explore our
Resources and
Guides.